---

For nearly sixty years, Whitmire and Whitmire, Inc. has been answering the health insurance needs of individuals and their families. Everyone has different needs and should be evaluated and informed of all their insurance options for today as well as in the future. Individual health insurance policies are usually more affordable and can provide the level of coverage you desire.

All individual health insurance policies are individually underwritten where current and past medical history play a major role in obtaining the coverage. Premium rates and underwriting practicies vary with every insurer. While representing all the major companies we will find the right carrier and plan to meet your health insurance needs. A few of the companies we represent are:

Blue Cross Blue Shield

Golden Rule

Aetna

Unicare

Assurant Health

Humana

Cigna

 

The cost will be the same if you go directly to these companies or use our services. With Whitmire & Whitmire, Inc. you will receive assistance with claims, billing and any insurance questions you may have. You will receive personal service from a local company that has been servicing your needs through the years.

There are many plan designs to choose from. You may choose plans with doctor visit &  drug card co-pays, HSA's, limited annual benefit plans, major medical, choices of networks, and a wide range of deductibles to choose from. With all these options available to you,  you need the experience and knowledge that Whitmire & Whitmire, Inc. has provided since 1949.

An example of how plans vary.

Family of four, mother and father age 45, two children all in good health.

$1500 deductible   $25.00 co-pay for office visits and drug card with co-pays

Cost       $700.00/mo.

$1500 deductible  No office visit co-pay and drug card with co-pays

Cost       $500.00/mo.

HSA $5000 family deductible

Cost       $425.00/mo.

With these differences being so great, it is imperative that you contact us so we may provide you a clear explanation of benefits and costs with respect to your isurance needs.